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i'm a single mom with two kids, one with downs syndrome. I struggle from paycheck to paycheck to make ends meet and never seem to get ahead. I recently heard about online surveys to make extra cash. It sounded like a good deal to me, so I started signing up at different websites. On Dec. 7th I received a letter in the mail from Evergreen incentive, Inc. saying I had been Picked to participate in an Undercover customer service Evaluation. There was a check enclosed for $2395.00.The letter said for me to call 1-972-819-9084 and speak with Sarah Hope or Sam Penny.I checked it out online and it seemed to be a legitament company. So I called and spoke with a man claiming to be Sam Penny. He told me to take the check to my bank, deposit it and wait for it to go through. I did. I waited 24 hours, called the bank and they said the check had cleared. I figured if it wasn't real, the bank wouldn't cash it, much less give me the cash. Right? Wrong! So I then called the same number back and spoke with the same man. He Said for me to withdraw $2055.00, Take $1855.00 to the western Union and wire it to another, associate with the company- Alex Loga in Valencia, Spain, then called the number back and spoke with Sam Penny and he told me to take the remainder of the cash, $66.45, and go to Wal-mart and shop. To buy whatever I wanted with it and to evaluate customer service. Then fill out the Observation report form I had received with the original letter, fax the completed form and all receipts to 1-888-816-9640. So after that I still had $340.00. It seemed like easy money and I needed the extra help. But on the 13th of December is when I heard from my bank that the check was a fraud,and my account was overdrawn to the sum of $2200.00. I reported this to the police dept. however they said that there was really nothing they could do and that the bank was the victims and would their money. I can not believe that anyone could or would do this to someone. Especially this time of the year. Our Christmas was going to be slim but now we wont be having one at all. I can't even pay my bills. The bank won't close my account until the balance is paid, and the one paycheck I have coming before Christmas is going to have to pay my rent. ( If I can get it cashed without the bank taking it.) I was told by the bank that I would not ever be able to open another checking account anywhere if the money wasn't paid in full. And also that if it wasn't resolved in a timely matter, I could be facing jail time. Please let me know if anyone can help me or knows what i can do. I'm running out of time and can not believe this is happening to me. I feel helpless.

 Thank you and Merry Christmas

Hello,I need a loan for  5,000. I have 7 children was working for 15 years good job then I had car accident.My husband was working also, he had accident on the job, just recieving workers comp. I recieve Long term disability but I have to move and pay for supplies and clothes for the kids for school.I am willing to pay  every dime and interest just need lump sum to get into new place. The current apt took all of my money because I still had to pay rent.My credit not so good to get personal loan from bank. Any assistance given will be appreciated ,even a point in the right direction. Thanks.

When does the court system become's unfair. My name is Daniel Pennell and i live in Jacksonville, NC. I just recently had a court date due to child support about 2 weeks ago. And keep in mind due to the economy being in shape the way it is. I haven't had a job for about a year. I go out and look for job's daily. I don't receive goverment help of any kind including workman's comp. I haven't been allowed to see my son even ounce since the child was born. Because my ex hasn't allowed me to. I have no visitation right's to the child what so ever. I was never married to the woman and i left her because i caught her cheating on me. The court is requiring me to pay $75 dollars a month even though my income status is $0 and the required state amount is $50.00 a month. but withen 11 months my child support has gone up to $2,000 dollars because they wouldn't fix the child support for during the time i have been out of work. I don't commit any crimes, i don't drink, and i don't do drug's. I am a law abiding person. The only way i have been able to make it up to now is because ive been staying with my girl and she has been wanderful during this hard time. Now the judge want's me to pay $150.00 by today and i have tried everything i can to find a job by now or even the money but i haven't even been able to get a dollar and me and my girl can't even afford to even pay the bill's. The court order say's i will have a arrest warrent out for me if it's not paid. And it say's if i can not pay and i go to jail then my bail will be $300.00 i even tried asking if i could get comunity service to help keep me out of jail so i could keep on looking for a job but according to the court i couldn't do this. Now tomorrow im going to be arrested and i have to stay in jail till the bail is paid it dosen't matter if it's 1 month, 6 month's, 1 year or 2, i could stay in jail up to 5 years is what i hear. And just being a couple weeks away from Christmas i can't even spend it with my girl. Help plz

Hi, my name is Patty im 15 years old and my family needs a lot of help. My mom is disabled and she can't work because of her disability and because she does not speak fluent english. I have a younger sister as well and we are really focused on school. We can't make any payments on our house or our car. we are about to lose everything. i wish i could help my mom but im only 15 and no one will hire me. if you can find it in your heart to atleast donate a dollar. it would be amazing. you can contact me via e-mail if you would like to help. castropatty93@ymail.com

Thank you for your time.

I'm expecting m first child in Aug/Sept. and am alone, broke and freaked out.

I'm not with the father but he assured me he would help financially, let's just say I have not seen a dime and not holding my breath.  I am a capable and intelligent woman who has never had to rely on anyone but am now applying for government assistance of any kind. I already receive WIC and am applying for food stamps and any financial assistance.  I am really in need of anything anyone has to offer.  I am having a girl so any baby items anyone can spare would help a lot. I can work just not for a little while before and after give birth and I'm not really sure what I'm going to do for childcare especially in the beginning and I need to work.  I guess I'm also just venting because I really need a lot of help but can't expect so much from others although I would be overwhelmingly grateful for any help, assistance, advice or kind words of inspiration anyone has to offer.  God bless!! Thank you and wish me luck!

P.S. I just broke my foot today, you could say when it rains it pours:) 

I would imagine you should know a little about me before you consider whether or not to help me with my situation. I have lived my life trying my best to do the right thing for my family and for my country. I served a quarter century in the Navy. This cost me two wives. I certainly don't blame them it is a difficult life to be alone and young.

  I never turned my back on my children from the first marriage and raised them as a custodial father without any child support or assistance. Those children are raised and of good moral character. I believe that no matter your religious belief that if there is life after death it comes from what those you leave behind think of you.

I  married again and had two wonderful boys and a not so wonderful wife. It was nine years of an abusive relationship with me being the target of the abuse. I survived and somehow kept my children insulated from becoming victims of her insanity. I divorced in 1999. Since that time every month I traveled 750 miles every month to spend time with my children to remain active in there lives. This cost every dime I could make or borrow. This women tried every trick to alienate me from my kids. She was cruel beyond belief. Well 2 years ago I received a call at work and DHR had removed my kids from her house. In the words of the police officer they were living in the worst conditions they had seen in 25 years as a police officer. In the last two years I have helped the kids to get back to normal childhood spending thousands in psychiatrist bills and medical costs. I am proud of them and how they have turned around.

  My resources are all spent and now I am faced with 5000 dollars more for legal fees to finalize custody. I have received not one penny in support only continuing legal fees. My taxes on the house have raised so I need 2000 dollars to pay that. It makes me sick to hear of the millions raised for politics when 7000 dollars is about to turn my family upside down. If you wish to know more or help. E mail Wiskbob724@aol.com 

I was victimzed by a check cashing scam led by a European group. They contacted me through careerbuilder.com and hired me as a dontations collector sent me a cashier's check and instructed me by email to wire the money by Western Union. I deposited the check in my account and waited until I thought it cleared and wired the money.  I went to the bank to withdraw some money and I was told that my account was overdrafted by $3,444and the $1000 that I had left in my accoubtto live off of for the rest of the month ( the next 21 days and pay bills, rent was gone. I almost fainted.

I contacted the FTC,secret service, Western Union, the state attorney general's office and the bank who is investigating the matter. I am a single mom who is struggling to make ends meet. I even looked online at google.com, msn.com and yahoo.com to check the organization out before getting invoved in this. I have never done anything illegal in my life, I am not a criminal. I have worked in chid welfare for many years as a social worker and I love helping people but now I need help.

Despite my reports the organization has a website www.lsheltonhome.com and they are scamming unsuspecting job seekers if there bank does not intervene and not cash the phony checks. There are two websites with more information about this scam that I found last night. They are http://www.peopleschronicle.org/victims.html and http://www.webnetpresence.com/that have more information about this specific scam.

I am praying that someone helps because I am a honest person that was looking for extra work because I am financially strapped from month to month. All my funds have been taken by the bank and I only received half of my paycheck this month.

Anyway I don't know if my story is of interest of interest to you but I do not want other people to suffer as a result of these evil people.The  bank is holding me responsible for $4600.

I am single mom who gets paid once per month. My bank has tied up all my funds and I don't have a
savings. My rent check hasn't even cleared for the month and I may evicted from my home because I do
not have anyone to help me.

The fake organization is called the Lance Shelton Internationl Organization. There web page is
www.lsheltonhome.org Please do not be victimized. Any donations to help myself and my two year old son would be really appreciated. Thank you. nycndatriad@yahoo.com